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What we can offer:

  • A range of interest rates and finance terms
  • Repayments to suit your budget
  • Full disclosure around how repayments are calculated
  • Ability to use your trade as your deposit
  • Options if you don't have a deposit or trade. We can evaluate your circumstances and see if there is a solution for you
  • Applications that are quick and easy, apply online whenever you want

It is also important that we help protect you in the event the worst happens. A full range of Insurance Options are available for you to review and purchase to compliment your vehicle and loan, providing you with protection for the unexpected.


You have found the car of your dreams, now let our finance specialist show you just how affordable it can be. We have relationships with some of New Zealand’s leading financial institutions, which supported by our straightforward application process enables us to secure the very best deal for you. A deal that best suits your budget.
All you need to do is complete our straightforward online application form and we’ll take care of the rest.
You are welcome to use our online application form in the comfort of your own home to gain an idea of what repayments might look like. There is absolutely no obligation to proceed however we would encourage you to chat with us as typically, the strength of our relationships result in a sharper plan for you.

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  • AA Appraised Cars

    Mike’s Cars is one of a very few certified AA Appraised Dealers in Dunedin. So make the most of this by viewing the AA appraisal on the vehicle of your choice.

    An AA Appraised used car has undergone a 43 point mechanical check by the AA to give you extra confidence when choosing a second hand vehicle.

    The comprehensive vehicle appraisal focuses on mechanical and safety aspects of the car and provides an overall evaluation of the vehicle.

    Mechanical and safety defects (if any) are highlighted in the report, so you'll have a good idea of the car's mechanical state.

  • About Autosure

    Autosure is NZ's most trusted name in mechanical insurance. Backed by Vero and with service shops nationwide - you have absolute assurance that regardless of where you drive your vehicle, if the unfortunate happens, your vehicle can be quickly assessed and remedied without a fuss.

    Our specialised warranties include road side assistance with the AA, accommodation supplement, loan car or rental car service, 24 hour service 7 days a week support.

  • Mechanical Breakdown Insurance

    We have a range of different Mechanical Breakdown Insurance policy’s, all of which have different benefits and cover you for if your vehicle needs mechanical repairs in the future. Each policy is different and has different cover for more information contact our friendly sales team or see the info below

    Essential Cover -
    Extreme Cover -

    All policies have a range of different time options available from 12 months to 48 months

  • Warranty & Insurance

    Mikes Cars has a range of insurance options available to you to ensure you have safe and hassle free motoring with up to three years cover on some vehicles.

    Listed below is just a summary of some of the products we offer. Please click on the ‘Read more’ links to gain a better understanding or feel free to contact one of our friendly sales consultants to find out more.

Why us

Mikes Cars sell a great range of quality used cars including TOYOTA, MAZDA, SUBARU.
Mikes Cars have a range of car finance options available from low to no deposit.


Free delivery from Christchurch south to Invercargill including Central Otago and you will not find any cheaper rates than what we have available for the North Island. So call now to discuss how we freight your next car to your door.

Out of Town

We are very experienced at selling cars nationwide and regardless of where you are we will make your purchase a truly satisfying and delightful experience.

18 Years in Industry

Mike’s Cars is a Dunedin owned and family operated business. With a lifetime passion for cars and motorsport, Mike is fuelled by the desire to prepare and sell quality vehicles in Otago and NZ wide.


Competitive vehicle financing through Mike's Cars, where we work hard to make your vehicle buying experience as hassle free as possible.

Trade your Vehicle

If you're looking at buying a new car, we can take your current vehicle as a trade-in and we'll help you decide on the right car for you.

Price My Trade

Whether you're looking to trade your vehicle or sell it outright, we're committed to giving our customers the fairest price possible for their existing vehicle.

Price My Trade